Arabella answered the door, she had been expecting a visit from the insurance company loss adjuster after she reported her car being vandalised. “Please do come in,” she smiled,” and opened the door wider to let him in in. He introduced himself, Arabella showed him to the kitchen where he sat at the dining table, opened his case and pulled out a folder, Arabella asked if he’d like a drink to which he politely declined, she sat down next to him that she could read any documents. He went through the forms with her all very amicably, but then asked a strange question, “so how many times have you made a claim like this before?” “Excuse me?” “I asked how many times you have made a claim like this before?” Arabella was stunned, she felt a heat rise in her face as if to feel guilty, even though she wasn’t. “Never!” she replied abruptly “Really, that’s not what your insurance history would indicate?” Arabella was now angry, “I have absolutely no idea what you are talking about, I have never made a claim against my car before, this is the first time, and I do not like what you are implying!” Arabella folds her arms tightly just under her breasts which only serves to push them up and make her cleavage even bigger. “I’m not only referring to your car, but our records show that you have made 8 insurance claims over the past three years, that is correct isn’t it?” Arabella was beside herself at the insinuation! “And what’s that got to do with this, I pay insurance premiums and things happen, what the fuck are you saying...that I’m a fraud? He looked at her as if to say yes! Arabella, said, “you can leave, I am going to report you for this, I have never been so humiliated in all my life, how dare you come into my home and accuse me of making false claims, get out...get out now!” He placed all his paperwork back into his briefcase, closed it and placed it on the floor, he then looked at Arabella, stood up and grabbed her by the wrist sharply. The shock of it took Arabella completely by surprise and without any explanation, he sat back down and dragged Arabella down across his laps so that her arse rested on the edge of his thigh with her hands pinned firmly into the small of her back. Arabella’s skirt was short to begin with, so the edge of her knickers were peeking out. Arabella fought “what the fuck are you doing, let me go you bastard, I’m calling the police, let go of me!” as she kicked and twisted trying to break free. Calmly he lifted Arabella's skirt, revealing her black lace knickers. Arabella struggled violently, wiggling her arse and kicking her heels up and down. He strapped her legs between his thighs so that she had little room to move. “Fuck I can't believe this is happening what the F...” before Arabella could finish, a loud “WHACK” broke the air. “Owwwwww!” He didn't stop there. He continued mercilessly, raining slaps on Arabella's arched up arse cheeks, “I'm going to let go of your legs, if you try anything, I will thrash black and blue...do you understand?” Arabella’s arse was on fire, her protestations had all but dwindled, “I said do you understand?” She replied in a low seething voice, “yes!” A stinging slap connected again, “Owwwwww!” “yes what?” It was a command more than a question. “Say yes sir.” “Yes, sir.” “Good we now understand each other!” He repositioned Arabella across his lap, her feet and hands barely touching the floor, while her underwear-clad buttocks were sticking up high in the air. “I'm going to pull your panties down now, you don't deserve protection from any article of clothing,” as he stuck his thumbs into her elastic waistband, pulling her panties down. “Noooooooooo!” Arabella instinctively moved her right arm to block him, blushing at the thought of baring herself for this perverted stranger to see, and worse yet, to spank. A few hard slaps on her creamy thighs promptly sent her hand back to the floor. He continued pulling her panties down around her knees, her now tender delicious arse cheeks were deep pink, contrasting her white silky lower back and upper thighs skin wonderfully. Arabella closed her legs together as tight as possible, attempting to preserve any semblance of modesty that remained, she shut her eyes tightly, she had never been so humiliated in her life and to her dismay, she felt strong arousal and excitement growing between her legs. He slapped Arabella's bare bottom hard, he loved the sight of her jiggling pink arse cheeks, a very spankable arse, he thought. He then lightly strokes her arse, enjoying the sensation of her smooth skin and soft, hot tenderness of her cheeks. Arabella clenched her arse cheeks as she felt his large palm over her bare bottom, feeling every callous on his hand, as she nervously waiting for the next blow. The next 20 or so strikes made the pain intensify with her nakedness and shame. Arabella moaned louder, although she wasn't sure if her moans were moans of pain or pleasure. It finally proved to be impossible to keep her knees together as she started tapping her feet on the floor, kicking her heels up, her pink, wet pussy peeking occasionally between her legs. “Get up!” He ordered, after what seemed like eternity. Arabella stood and about to pull up her panties, “not so fast, did I say I was done yet?” “Bend over and place your hands on the table...do it!” She did so without retort, he moved behind her and kicked her ankles apart spreading her legs, her skirt was up to her waist. He then moved between her legs and reached forward and took Arabella’s breasts into his hands, causing a sharp intake of breath from Arabella as he squeezed her breasts and then found her nipples through the flimsiness of her bra, they were big and hard and he pinched them, she sucked in air as her hands buckled on the table. “Stand up and take off your blouse and bra!” he barked. “Please...Owwwwww!” as a hand connected with her tender arse cheek, “do it and don’t say a word or else!” he said threateningly. Arabella stood up, removed her blouse and then unclasped her bra as her breasts tumbled free. “Back into position,” he said, as Arabella bent over and placed her hands on the dining table, her large breasts now dangling heavily down, nipples erect...waiting! He took hold of her breasts again, they felt heavy in his hands because of her position. He flicked and pinched her nipples, one side at a time, feeling her hard-erect nipples between his thumb and index finger. Arabella squirmed, she desperately wanted this nightmare to stop but she also wanted it to continue, she was wet between her legs, her pussy was throbbing, her arse stinging, her breasts and nipples heaving, why was she having these disgusting thoughts about this demon of a man! “Are you a fraud?” he leaned in a whispered into her ear, “no I am not!” she responded pointedly, “Owwwwww” as a harsh slap on her already tender arse cheek connected, “no I am not...WHAT!” “No, I am not...SIR!” she realised her mistake! She heard a zip being undone behind her, he then pulled down her knickers completely and removed them and tossed them onto the table in front of her. Arabella looked back at him “are you going to...” “yes, I'm going to fuck you, and before she could say another word, he thrust his hard cock inside of her, Arabella let out a shriek as her hands slid forward on the table. She felt his hands grabbing her breasts again as he tweaked and twisted her nipples, she couldn't see his cock, but each thrust felt like he was spanking her with his crotch, she felt so violated and abused and yet she wanted it, her pussy was contracting on his cock as he thrust in and out of her. He released her nipples and grabbed the back of her hair and pulled it to him, he wrapped a large hand around her throat as he continued to fuck her, Arabella was on the edge, she didn’t want to cum, but she knew she was going to cum and unlike she had ever cum before, she could feel it, this vile man was doing things to her she had never dreamed of but now wanted so much, “fuck me sir...fuck me harder sir!”she couldn’t believe what she had just uttered. He released her throat and hair and gripped her hips vice like and rammed into her, the shock of which sent Arabella sprawling onto the table, her knickers at her nostrils as she smelt the wetness of her sex from them. He continued to ram Arabella’s pussy relentlessly and then he stopped fully inside her as she felt a hot stream of liquid erupt inside her, she too started shaking, her legs buckled as she bit her lip and erupted into orgasm in silence. He released her hips, slid his cock out, “don’t move!” She heard the sound of the zip again, he picked up his briefcase, he leaned over Arabella and whispered, “the cheque will be in the post by the end of the week.” She stayed motionless on the table, she heard the door close and she took a huge gulp of air, it was over. She stood up, looked around, it was silent! What should she do about what just happened, it was a vile invasion of her entire being, but why had she ended up enjoying it so much, she touched her pussy and her nipples, she was still throbbing from what had just happened!