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Over 90 days ago
Bisexual Female, 52
Straight Male, 59
0 miles · Gloucestershire
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Sex God
From what I gather there is an emerging idea that some of the major economies and finacial institutions think tanks are trying to work out how debts between nations and economies can be offset and written off against each other in some way.
The idea that :- Jack owes Jill $100
Jill owes Ben $100
Ben owes Jack $100 :- Each writes off the debt with each other.
OK Simple is not basic enough to describe this scenario but it does show that what could happen is that hypothetically that anounts of money in the world could be reduced dramatically. Obviously because there are uneven debts there is always going to be debt left over but maybe significantly less. My immediate thought was too the economies of the poorest countries not having any debts to collect to be able to benefit
Obviously this affects so many espects of whats good business sense or bad in the conventional sense but at least its thinking out of the box/ I realise I've probably put this in a really crap way. I listened to this on some obscure Radio 4 program in the last few weeks maybe someone else heard similar and could point to a link that could give more ibfo
The idea that :- Jack owes Jill $100
Jill owes Ben $100
Ben owes Jack $100 :- Each writes off the debt with each other.
OK Simple is not basic enough to describe this scenario but it does show that what could happen is that hypothetically that anounts of money in the world could be reduced dramatically. Obviously because there are uneven debts there is always going to be debt left over but maybe significantly less. My immediate thought was too the economies of the poorest countries not having any debts to collect to be able to benefit
Obviously this affects so many espects of whats good business sense or bad in the conventional sense but at least its thinking out of the box/ I realise I've probably put this in a really crap way. I listened to this on some obscure Radio 4 program in the last few weeks maybe someone else heard similar and could point to a link that could give more ibfo
Sex God
Like you Nola I think we'd love to repeat our first Newport Chams trip. 18 people from our local chatroom here on sH met up and had a fantastic time. Very little swinging going on bur what a fantastic fun night 
Another time would have to be 26 of us swingers camping in Somerset in some great weather. Sunburn and hangovers all over the place but what a blast.
Midnight BBQ's at the Southwests local dogging spot complete with gazebo's lighting chocolate fountains and birthday cakes with loads of mates from the chat rooms once again. I'm sure there were looks of incredulity from the local doggers and the occasional plod car. Good times maybe never to be repeated alas. Oh and the £37 Panini sandwich after a fantastic Bristol munch at 1am in a Bristol hotel - precious moments :) Another one as well was the whipping incident amongst friends at a BBQ social held by some good mates in Wiltshire - classic stuff and brilliant times.
Add this to some class swinging meets make for lifelong memories of the best kind.
Another time would have to be 26 of us swingers camping in Somerset in some great weather. Sunburn and hangovers all over the place but what a blast. Midnight BBQ's at the Southwests local dogging spot complete with gazebo's lighting chocolate fountains and birthday cakes with loads of mates from the chat rooms once again. I'm sure there were looks of incredulity from the local doggers and the occasional plod car. Good times maybe never to be repeated alas. Oh and the £37 Panini sandwich after a fantastic Bristol munch at 1am in a Bristol hotel - precious moments :) Another one as well was the whipping incident amongst friends at a BBQ social held by some good mates in Wiltshire - classic stuff and brilliant times.
Add this to some class swinging meets make for lifelong memories of the best kind.
Who wants that?!
Sex God
Quote by deancannock
Quote: Too Hot....."No problem at all that some people are non aspirational"
what a totally condescension comment. So just because someone does not want to own some bricks and mortar they are non aspirational people !!!!! People who choose to rent maybe can aspire to different values to you. You say you take advantage and increase your rents year on year !! Yea....well maybe as already stated if we built more affordable rented, council accommodation, ...private landlords would have to think again about their rent and would not be able to increase their income by more and more each year !!
Though I'm not on Too-Hots wavelength a lot of the time and we're on different sides of the political fence on a lot of issues, which is healthy, I don't think there is any condescension in the context of what he said. I also believe that his points about constructing our way out of recession are quite valid and hold merit. Britain has always either built its way out of trouble or gone to war then built its way out of trouble. either or.
The fact that I would say too Hot was profiteering from his ability to increase rents year on year and he would call it good old business practice within a capitalist state is another argument which is for other threads. His point holds water Britain can build its way out of trouble but at some point there has to be a fundamental change in the way Britain relies on construction, rather than production, to find lasting more stable economic solutions.
Sex God
Quote by tweeky
Lost, once you handed back the keys to any property you owned what was to stop you going bankrupt? Probably would have been an easier way out of the situation and by now you would be in a far better position.
Just a thought
at the time it was about £250 to declare bankruptcy which I didn't have and couldn't get and was too proud to ask anyone for. If i'd been unemployed I think the state would of payed almost half of it but i wasn't so it was the whole amount. add this too my stupid sense of morality. By the time I was in a position to consider it i'd been paying bits off here and there and was advised by a an IFA that I'd probably, because i'd been managing and no matter that I was living in a rat infested caravan near Launceston helping build the A303 working an average 9 day week (72 hour week, that bankruptcy would be denied.
Needless to say when it happened to a mate of mine whose wife ran up debts of over 20k on catalogues and 10k on cards in the early noughties I talked with him into bankruptcy and two years later he was debt free working and things were and are on the up for him.
In being bitter at the time I can honestly say that I've never been so content as i have been over the last 15 years. Thats more to do with J and kids and maybe a sense of purpose. Just a shame they've had the burden of some hard times due to stuff that went on previous to knowing/having them.
My advice for many in real shit is too lok at bankruptcy though. I'ts an amazing thing to see one day a guy walking around with too much on his plate then the next after bankruptcy the sheer sense of relief in the same face with the knowledge that the worry is over.
Sex God
Quote by flower411
But some people simply aspire to have stable predictable lives !
To force your own aspirations on others is unfair and may well lead them in to situations that they are unable to cope with.
I purchased an ex local authority house about seven years ago and among my neighbours were people who had been living in the 1950`s houses since they were built. Some had taken advantage of the right to buy and had found it to be the worst move they ever made ...others had remained tenants and were happy as ya like !!
Bang on the money Flower :thumbup:
I bought a house in 1990 had a good job paying good money partner(ex) earning ,well money. Mortgage rate at 9% cushty by 1993 Mortgage at % the construction industry shit out closing the place I worked Ex lost job in 2 months we went from being £400 in debt on overdraft to £4000 in debt and climbing. House was in 25+ neg equity shit was hitting the fan all over the shop neither parents able to help so handed the keys back to the building society leaving me tens of thousands in debt bloody near suicidal but still got another job paying a 1/3 of what I was on tried coping with the debt, not helped because I couldn't get time from work to go see people and was also not in a fit mental state to help myself debt just increased. Took over a year to get some order in my life such as a place to live not the car get rid of the ex (a good thing) and sort shit out. It is now 2010 17 years later and i still owe after paying, and still paying, out the best part of all i've had for over half my working life. Am I bitter? Well i bloody well was. I'm more philosophical about it now but it kicked the freaking aspiration out of me. I like nothing more than the idea of stable work stable finance, however fucking low it fucking is, and roof over my head that aint going to be taken away at a moments notice.
Not everyone has to be aspirational, if they were then there would be so many more disillusioned people out there. There is something to be aid for the status quo for many. I certainly don't want to live on the adrenaline rush that comes with debt ever again.
Sex God
I've read that France has France' is "tv24Z8GaxYwQEvPV Euro in debt, which is worth about 77 percent of the country's gross domestic product, according to the state statistics agency". Along with the fact that a third of the population is employed by the state puts France on a slow boil to somewhere nasty, The fact that there is less individual debt, partly due to far less mortgages and far stricter lending codes, means that though the initial "crunch" of the credit crunch isn't so devastating in the short term it in no way means its not there.
Add this together with France and Germany possibly getting a bit worried about the Euro wobbling as it is at the moment Germany not helping with any loans to help flagging failing Eurozone countries and France not big enough to do it on it's own they are both, possibly, going to protect their own economies and Euro status rather than risk helping out with the other struggling states. Damn good job Britain, just at present time,didn't join the Euro a bit back.
Add this together with France and Germany possibly getting a bit worried about the Euro wobbling as it is at the moment Germany not helping with any loans to help flagging failing Eurozone countries and France not big enough to do it on it's own they are both, possibly, going to protect their own economies and Euro status rather than risk helping out with the other struggling states. Damn good job Britain, just at present time,didn't join the Euro a bit back.
Don't hold back now Fb 