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Tackling the Welfare budget

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Quote by Steve
All depends on what she spent the money on ....

Regardless of what was bought it was paid for using money that wasn't paid as a salary, and therefore saving too hots salary for other purposes.
The money was paid to their household and supplemented their lifestyle.
Quote by Steve

Wait till he hears that I've applied for the Winter Fuel Allowance which, following a recent ECHR decision, that nice Mr Duncan-Smith now has to pay me :grin:

See......Now that's something I don't agree with.....
No problems what so ever with pensions being paid out to those who have moved abroad but a Winter Fuel Allowance ?
Expats accrued the entitlement through the taxes they paid in employment in the same way as pensionable rights Steve, so why not?
What is curious about the WFA is that it is paid from the age of 60, not the pensionable age (whether a UK resident or not). Clearly, there is some background to this which is not clearly apparent but if you have accrued a benefit, why not realise its value?
On the expat websites, there is much talk about this. Last winter here in SW France, it dropped to below -17°C for a significant period and we needed to keep the log burner going 24/7 to keep warm. Others say that if you feel you shouldn't claim it on moral grounds, do so anyway and pass the money on to someone more deserving.
In terms of morality, I was self employed for a significant number of years and paid class 4 NIC's which are way above what I would have paid if I had been 'employed'. If I was sick, I got no benefits even if I received no income because I was unable to work. If my business had collapsed, I would have received no unemployment benefit.
Do I have any conscience about claiming WFA? Absolutely not.
I give in...
You can't make folk see what they don't want to see...
Quote by star
Sorry but you would have to have lived on the moon to not know she was getting child allowance. This whole story seems so far fetched that you would have to be a very silly billy to make it up.

I don't disbelieve it star. The father of a child has no legal rights concerning the payment of child benefit and does not have to give his consent to the mother of the child for the claim to progress. Neither does he have a right in law to her passbook or bank account (if it is paid in directly) in much the same way as she has no right to stop you paying in fortunes to fund silly little prats prancing around a bag of wind every Saturday afternoon.
It's all relative. A busy man at work will leave the domestic issues to his partner to sort out.
No point in having a dog and barking yourself, is there? rolleyes
not that I would dare calling the ex Mrs Too Hot a dog, you understand
Without giving away too much personal information - I had a very well paid job but one which mean't I worked abroad but was paid from the UK.
For the record - I did not claim benefits, I did not know child benefit existed, I did not expect that "we" (as in she) would have been able to claim anything because I was so well paid. When that job "finished" I did not claim unemployment benefit on that or another occasion later either and could not understand my ex's antagonistic attitude towards me for not doing so until my divorce lawyer told me that she would have been able to claim more if I was registered unemployed.
Niaive? Quite possibly - I never had a need for any kind of social support - I worked away from the UK most of my adult life and therefore was not aware of it and what it was. My first introduction to it was when my ex fell out with me big time cos I would not register as unemployed.
Anyway - going back to the original point. This is not an attack on poor people it is just a statement saying - think - can you afford it? Most intelligent working people think that way and so I guess that the idea is to make everyone think the same way. AS it happens, I don't think the poorest would suffer with this because there will just be another benefit that will be claimed instead of this one. REmember too that this is not proposed to be a decision that will affect everyone today but on a given date in the future for new borns from that date. Current families would be ringfenced.
Quote by star
Sorry but you would have to have lived on the moon to not know she was getting child allowance. This whole story seems so far fetched that you would have to be a very silly billy to make it up.

Quote by GnV
I don't disbelieve it star. The father of a child has no legal rights concerning the payment of child benefit and does not have to give his consent to the mother of the child for the claim to progress. Neither does he have a right in law to her passbook or bank account (if it is paid in directly) in much the same way as she has no right to stop you paying in fortunes to fund silly little prats prancing around a bag of wind every Saturday afternoon.
It's all relative. A busy man at work will leave the domestic issues to his partner to sort out.

I am aware GnV that a Father has no legal rights etc etc, but come on. A guy in this country did not know that child allowance existed, and was paid towards the upkeep of his kids? If that is true I really cannot imagine what kind of person would not know that. Naive or just plain out of touch with reality? Do not mean to be rude, but I for one do not believe it.
Bottom line is it is very easy to NOW say what the op has said with regards to child allowance, when he would now not got any as no kids eligible. It is the law that a parent gets an allowance for every child. If you take that away, then surely some people might say, if you want help with your heating when you get older, then take out a savings plan. I am sure that when a person like my Father or GnV was working, there was never a solitary word about a heating allowance for the elderly. I feel that a parent has just as much right to an allowance for their child, as a pensioner does for their winter fuel allowance.
Quote by starlightcouple
I am aware GnV that a Father has no legal rights etc etc, but come on. A guy in this country did not know that child allowance existed, and was paid towards the upkeep of his kids? If that is true I really cannot imagine what kind of person would not know that. Naive or just plain out of touch with reality? Do not mean to be rude, but I for one do not believe it.

I think TH has already answered that one entirely satisfactorily to my view. I can honestly say that I have no reason to disbelieve that he would not know about what his ex was getting up to whilst he was out of the country as he was concentrating on other important issues, like making money (abhorrent though that may be to an outright socialist like you star...) so that he might, heavens forbid, provide for his family himself.
Quote by star
Bottom line is it is very easy to NOW say what the op has said with regards to child allowance, when he would now not got any as no kids eligible. It is the law that a parent gets an allowance for every child. If you take that away, then surely some people might say, if you want help with your heating when you get older, then take out a savings plan. I am sure that when a person like my Father or GnV was working, there was never a solitary word about a heating allowance for the elderly. I feel that a parent has just as much right to an allowance for their child, as a pensioner does for their winter fuel allowance.

But, that's the rub star; I am neither elderly nor a pensioner :shock:
I'm not even sure I'm old enough to be your father......
(and heaven forbid that I could ever spawn a downright socialist) :lol2:
all this brings me back to the point,
Do you think people really have another baby, so they can get an extra a week !! By doing away with child allowance for anything above 2 children, will not stop Adults from being irresponsible. Also lets remember these children will grow up to be the next generation of tax payers, and be paying for our pensions !!!
The amount that would be saved is so small it is daft...this is a statement to pamper to the right wing, and keep them happy and quiet for a few weeks.
The real way forward, as everyone above seems to agree, would be to means test the allowance, so that those on a high income would not be eligable.
Quote by deancannock
all this brings me back to the point,
Do you think people really have another baby, so they can get an extra a week !! By doing away with child allowance for anything above 2 children, will not stop Adults from being irresponsible. Also lets remember these children will grow up to be the next generation of tax payers, and be paying for our pensions !!!
The amount that would be saved is so small it is daft...this is a statement to pamper to the right wing, and keep them happy and quiet for a few weeks.
The real way forward, as everyone above seems to agree, would be to means test the allowance, so that those on a high income would not be eligable.

It seems nonsense to me that the State pays you anything to have children and even more doubly nonsense that you get it no matter how much money you earn.
The whole welfare system seems to be a complicated mixture of differently labelled benefits and as such, open to abuse. Considering that the Welfare system was created to help people who fall on hard times I think it should be reviewed to more reflect that original concept and claimants should get a regularly reviewed single payment (ie a combination of all the different ones but just presented as a single social support payment).
I can't imagine how anyone would disagree with changing the welfare syatem so that it does become a safety net and not a lifestyle choice. If a single mum gets pregnant she should not automatically have a right to a multitude of benefits including housing. If necessary she should stay with her parents until the nob of a father, or her, can afford to rent a place for them (or her & child) to live. The onus (and law) is very much on divorced fathers to make sure that the mother has a clean and safe place to bring up her children (and quite right too).
Times are hard for everyone and we all (workers, long term unemployed, disabled non workers and pensioners) just have to accept that unless the country tightens its belt we will be passing on an un repayable debt to our children and grandchildren. The world has changed and we will all have to get used to change because one day soon - we will not get IMF money anymore because our debt is just too great. Then what???
Quote by GnV
The father of a child has no legal rights concerning the payment of child benefit

I'm sorry to correct you but the father has exactly the same legal rights as the mother concerning the payment of child benefit.
Quote by Trevaunance
The father of a child has no legal rights concerning the payment of child benefit

I'm sorry to correct you but the father has exactly the same legal rights as the mother concerning the payment of child benefit.
OK, if you want to be pedantic... Child Benefit is money paid to parents or other people who are responsible for bringing up a child - usually the mother, generally if the father is 'absent'. It is most usually the mother who is granted custody. If the father is absent, he can lay no legal claim to the money if custody is placed elsewhere.
And, from another source, "...If both parents live together, Child Benefit is usually paid to the mother. If both parents do not live together, it is usually paid to the parent with whom the child lives."
The benefit can only be paid once. That can only mean that if it is paid to the mother because she is the parent with whom the child lives, the father has no legal right to it.
So the facts are that Mr TH was working outside the country earning 100k and presumably paying the correct level of UK tax. ExMrs TH was living in the UK and may or may not have been earning her own income, but was certainly claiming child benefit and perhaps other benefits.
I can see how Mr TH may leave the arrangements to his Ex Mrs because presumably he wouldn't be able to deal with initiating the claim from overseas. But I find it extremely hard to comprehend that Mr TH did not even know that child benefit existed, it just seems absolutely incredulous to me.
And regardless of whether Mr TH knew about it or not his household benefited from a cash injection of per year presuming he only had two children.
However we are starting to squabble over someones personal life and I think we should get back on topic:
CB Is a universal benefit, everyone and I mean everyone in the UK is entitled to it if they are responsible for a child under 16 or under 20 in certain circumstances. I personally see no issue with this but I do agree that there should be some form of control because we are all aware that there are a small minority that use welfare as a lifestyle choice. And to echo another poster I don't believe that people have children just for the sake of an extra per week.
At present CB is payable at per week for the eldest child and for each subsequent child, a step down of per week between the first and all the subsequent children.
Why not apply the same step down in payment to the third child (therefore a payment of ) and no payments for any further children?
Quote by Trev
So the facts are that Mr TH was working outside the country earning 100k and presumably paying the correct level of UK tax.

There you go again!
Those are not the facts at all. Mr TH was working outside the country at the time and although he hasn't said, I think it safe to assume it was some time ago and possibly at a point in time before Fathers for Justice were able to influence a change in the law. Before that, it was assumed that fathers would just piss the money up the wall if it was paid to them (usually in cash at the Post Office).
The payment of the benefit is not influenced by the payment of NI (UK tax by another name).
Quote by GnV
Snipped

Yes GNV that is the way things are, based on the traditional viewpoint that a mother is at home with the kids and the father is either absent or doesn't deal with domestic matters.
In this case the father wasn't absent, he was working away but they were still a family unit. We are both agreeing on the same point here, but from different perspectives.
Once the money had been paid to her he had no legal right to it, but he did have the legal right to make the claim in his name not hers in the first place.
See above post at 2:45 Trev. I think the rules were different at that time but yes, we are basically agreed on the same point.
Quote by GnV
Those are not the facts at all. Mr TH was working outside the country at the time and although he hasn't said, I think it safe to assume it was some time ago and possibly at a point in time before Fathers for Justice were able to influence a change in the law. Before that, it was assumed that fathers would just piss the money up the wall if it was paid to them (usually in cash at the Post Office).

He has said he has been with his present partner for 10 years so it is safe to assume that it was at least ten years ago.
Quote by Trevaunance
So the facts are that Mr TH was working outside the country earning 100k and presumably paying the correct level of UK tax. ExMrs TH was living in the UK and may or may not have been earning her own income, but was certainly claiming child benefit and perhaps other benefits.
I can see how Mr TH may leave the arrangements to his Ex Mrs because presumably he wouldn't be able to deal with initiating the claim from overseas. But I find it extremely hard to comprehend that Mr TH did not even know that child benefit existed, it just seems absolutely incredulous to me.

Look at my postings on this thread and ask yourself if I could gain any credence, upper hand motive, moral high ground - anything at all - to lie about this?
I was brought up outside of the welfare system with a "work hard" ethic. I have never had any involvement with it and up until I got divorced knew nothing at all about ANY PART OF IT. State hand outs, benefits of any description were another world and I found it quite unbelievable that my (ex) wife had been getting this benefit not just during periods when I was out of work but also during one particular year when I earned a touch over £100,000.
If it makes it any easier for you to understand why I did not know about it, it was because I have spent the vast majority of my working life on overseas based contracts and as a result the UK welfare system did not even figure in the deepest recesses of my mind - why would it? My first exposure to any part of the UK welfare system was in 2001. You may have noticed that many of my postings on many CA threads are in the same vein and brought about by extensive experience of different cultures, work ethics and attitudes all over the world. The UK has become so civilised and so complacent that the country is slowly dying whilst the developing world is not just catching up but overtaking us in terms of productiveness. Whilst we wring our hands and despair about how unfair life is - others crack on, work harder than we do, for considerably less money and expect nothing fromm their governments. Our expectation levels in this country are beyond what the country can now afford and whilst no one may like this - it is an unfortunate truth.
So, once again - I do not understand why a government should pay anyone, any amount of money - large or small, to have to have children - irrespective of income level. If the government is planning to cap this benefit at two children, well as far as I am concerned - it is a step in the right direction.
Quote by Too Hot
I can see how Mr TH may leave the arrangements to his Ex Mrs because presumably he wouldn't be able to deal with initiating the claim from overseas. But I find it extremely hard to comprehend that Mr TH did not even know that child benefit existed, it just seems absolutely incredulous to me.

Look at my postings on this thread and ask yourself if I could gain any credence, upper hand motive, moral high ground - anything at all - to lie about this?
Calm down TH. Have I called you a liar? Has anyone else?
Read my post above again and you will see that it's more a reflection on me than it is you. One thing is certainly doesn't say is that I don't believe you.
Will one of these help, Trev? :giveup:
I have to say that I didn't know about WFA allowance until it was pointed out elsewhere. It's a bit like the saying "knows the price of everything but the value of nothing". Some people of a certain age and genre (or socio-economic group) genuinely know nothing of a benefits culture, as TH says, because they lived an alternate lifestyle where people made their own arrangements to cover 'eventualities' in which the State played no part.
Sadly, those days are gone. Exploitation of the system to the full is now the watchword. It's not so much about how you can get back into work but how you can fool the system into believing that you are a victim and deserving of a continuing stream of benefits. If some people would use their ingenuity to 'exploit' the system as much they could in gainful employment, the Country would stand in much better stead!
No, because I don't believe I have the need for one.
Although a Tricolour could come in handy if you have one to spare, off to france in the morning.
Quote by Trevaunance
No, because I don't believe I have the need for one.
Although a Tricolour could come in handy if you have one to spare, off to france in the morning.

Anywhere nice?
Treogan, Brittany and Paris for Disney :bounce:
Have fun!
As an aside,I find it rather galling for politicians to be looking into the welfare system to try and limit money paid out, yet it was only a matter of months ago when a lot of these very same politicians on 65 grand a year plus, were effectively stealing money from the taxpayers of this country, with expenses for duck ponds and the like.
So people on a huge sum of money already, then steal more money and now are dictating that people should lose some of their money, and usually it is the poorest that suffer the most. Really hypocrisy in this country is absolutely astounding at times.
The politicians trying to make these changes just like Duncan Smith, have no idea whatsoever about poverty, and wondering where the next meal is coming from. I believe that there should be a lot more ' normal ' people in politics as some of these Tory toffs are stuck in a time warp. Born into wealth and privilege and tell the poorest we are going to stick a tax onto your pasties and sausage rolls. Twats.
Quote by star
…and tell the poorest we are going to stick a tax onto your pasties and sausage rolls.

And so they should star. All that sugar, E numbers and fat. No wonder Britain leads the way in Europe on obesity...
Make the fat bastards pay more tax, that's what I say.
Same with smokers. Deny them any health care at all as they are the author of their own misfortune.
written as a reformed smoker
bolt
Quote by starlightcouple
As an aside,I find it rather galling for politicians to be looking into the welfare system to try and limit money paid out, yet it was only a matter of months ago when a lot of these very same politicians on 65 grand a year plus, were effectively stealing money from the taxpayers of this country, with expenses for duck ponds and the like.
So people on a huge sum of money already, then steal more money and now are dictating that people should lose some of their money, and usually it is the poorest that suffer the most. Really hypocrisy in this country is absolutely astounding at times.
The politicians trying to make these changes just like Duncan Smith, have no idea whatsoever about poverty, and wondering where the next meal is coming from. I believe that there should be a lot more ' normal ' people in politics as some of these Tory toffs are stuck in a time warp. Born into wealth and privilege and tell the poorest we are going to stick a tax onto your pasties and sausage rolls. Twats.

Star - I hate to tell you this, but these days £65,000 is not a "huge sum of money" (as you describe it - in respect of a salary for an MP. You can take at least £25,000 off that for tax & NI leaving £40,000 net or £800 p/w. Whatever cock of the job some of them might make - it is not an easy job to do and not all MP's spouses work as well. Most Tory MP's (and a good few of the Labour & Liberals) have excellent academic backgrounds and could/should earn three or four times that salary in the private sector.
Let's also not forget that the expenses "scandal" made us the laughing stock of the world - not because of what they did - but because most countries simply could not understand why everyone was getting so wound up over a few thousand pounds. In most countries corrupt politicians embezzle absolutely millions, not a few hundred quid here and there (which incidentally in most - accepted not all - cases was something that they were legally, if not morally, entitled to).
Personally, I would rather have well educated people in government not socialists devoid of original thought. If you saw Question Time last night - there were two female MP's on. One was educated, articulate, polite and put across a compelling argument - the other was like a pre programmed tape machine - devoid of original thought and unable to put a compelling case other than to attack her opposite number. It was actually quite embarrassing for her.
Quote by Too Hot
Personally, I would rather have well educated people in government not socialists devoid of original thought. If you saw Question Time last night - there were two female MP's on. One was educated, articulate, polite and put across a compelling argument - the other was like a pre programmed tape machine - devoid of original thought and unable to put a compelling case other than to attack her opposite number. It was actually quite embarrassing for her.

You didn't rate the Shadow Attorney General then? Claire Perry was much easier on the eye too! wink
Quote by Max777
Personally, I would rather have well educated people in government not socialists devoid of original thought. If you saw Question Time last night - there were two female MP's on. One was educated, articulate, polite and put across a compelling argument - the other was like a pre programmed tape machine - devoid of original thought and unable to put a compelling case other than to attack her opposite number. It was actually quite embarrassing for her.

You didn't rate the Shadow Attorney General then? Claire Perry was much easier on the eye too! wink
PM Jim Hacker: "Don't tell me about the press. I know exactly who reads the papers:
The Daily Mirror is read by people who think they run the country,
the Guardian is read by people who think they ought to run the country,
the Times is read by people who actually do run the country,
the Daily Mail is read by the wives of the people who run the country,
the Financial Times is read by people who own the country,
the Morning Star is read by people who think the country ought to be run by another country
and the Daily Telegraph is read by people who think it is."
Sir Humphrey: "Prime Minister, what about the people who read the Sun?"
Bernard Wooley: "Sun readers don't care who runs the country, as long as she's got big tits." :wink:
Quote by Robert400andKay
PM Jim Hacker: "Don't tell me about the press. I know exactly who reads the papers:
The Daily Mirror is read by people who think they run the country,
the Guardian is read by people who think they ought to run the country,
the Times is read by people who actually do run the country,
the Daily Mail is read by the wives of the people who run the country,
the Financial Times is read by people who own the country,
the Morning Star is read by people who think the country ought to be run by another country
and the Daily Telegraph is read by people who think it is."
Sir Humphrey: "Prime Minister, what about the people who read the Sun?"
Bernard Wooley: "Sun readers don't care who runs the country, as long as she's got big tits." wink

rotflmao :rotflmao: :rotflmao: :rotflmao:
You owe me a new keyboard now! smackbottom ;)
Quote by Robert400andKay
Personally, I would rather have well educated people in government not socialists devoid of original thought. If you saw Question Time last night - there were two female MP's on. One was educated, articulate, polite and put across a compelling argument - the other was like a pre programmed tape machine - devoid of original thought and unable to put a compelling case other than to attack her opposite number. It was actually quite embarrassing for her.

You didn't rate the Shadow Attorney General then? Claire Perry was much easier on the eye too! wink
PM Jim Hacker: "Don't tell me about the press. I know exactly who reads the papers:
The Daily Mirror is read by people who think they run the country,
the Guardian is read by people who think they ought to run the country,
the Times is read by people who actually do run the country,
the Daily Mail is read by the wives of the people who run the country,
the Financial Times is read by people who own the country,
the Morning Star is read by people who think the country ought to be run by another country
and the Daily Telegraph is read by people who think it is."
Sir Humphrey: "Prime Minister, what about the people who read the Sun?"
Bernard Wooley: "Sun readers don't care who runs the country, as long as she's got big tits." :wink:
Ah, one of the all time comedy classics! For what it's worth, I didn't rate Emily Thornberry either.