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The bedroom tax

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Quote by starlightcouple
...... much crap snipped...
The reason I dismiss your story above is......Google Sakurai presses, that should kinda give you a bit of a clue. Oh and thanks for all the advice, well for what it was. :bounce:

Dismiss it all you like. I associate with positive and successful people and we tend to look for opportunities in life as opposed to make excuses as to why we can't do things.
From you link it appears that you too were in print? How ironic. You chose to let all your ex bosses customers drift away whereas someone in a similar position saw an opportunity in crisis and has capitalised on it.
What a surprise - NOT.
You should attend an NLP seminar - it would do you a world of good and many are free at the moment. You just have to look for the opportunity as opposed to looking for a reason not to go.
Bedroom tax - As IDS said. The days of taking welfare and giving nothing in return are over in this country.
starlight,
I have no advice for you. We may have ..no we definatly have dissagreed on many things on here... but having been in a simular sitation, I know just how hard it is, and doubly so at the moment. I wish you every luck in a search for suitable employment, and simply would say, keep head up high, and don't let the system drag you down.
Quote by deancannock
starlight,
I have no advice for you. We may have ..no we definatly have dissagreed on many things on here... but having been in a simular sitation, I know just how hard it is, and doubly so at the moment. I wish you every luck in a search for suitable employment, and simply would say, keep head up high, and don't let the system drag you down.

Many thanks Dean. You and I both know that hardships being felt out there, and many people only blame the Governments of the day, and this time the last Government and the bankers have bled us all to death.
The bedroom tax is as unfair as all the other taxes out there at the moment aimed simply at the poor. We all know the Tory's just love helping the rich and sticking it to the poorest in society. The print industry is on it's knees and will never recover and for many reasons. Th is trying to simplify a complex issue by blaming people who in reality have been given a right dose of hard anal.
I have always been a hard worker and a loyal one and in reality it has got me nowhere and I am struggling to find the fight anymore. I lack the money for sure to retrain and so will have to reassess my situation. But I have to say that whilst my current job pays shite money, I am at least getting a bit of job satisfaction.
Quote by flower411
But what about job satisfaction, if your happy at HMV paying your bills why might you want to "better" yourself perhaps putting your happiness at risk if things go pear shape in your new endevour, is it so wrong to "get by"
People can be "just getting by" and very happy, people can be "very well off" and be very unhappy.
I am very happy, some weeks we struggle a little moneywise other weeks we are better off, we have a nice home, a small business, good friends, we enjoy our lifestyle have at least 5 days off and 7 nights off a week, we will never be rich, never command positions of power and may never know "what might have been" but that doesn't worry us.
Would earning more guarantee us more happiness ? or would we possibly have more worries, less time with each other, less time to relax and enjoy our simple lifestyle, would the pressure get to us ?
I have been a regional manager for a large company, managed a hotel in Switzerland, owned my own small successfull business but have never been as relaxed or happy as I am now.

Although everybody is coming at this from slightly different angles, your post appears to simply prove TooHot and Voyeurs comments.
Could you tell me why they prove it, all I am saying is that if your taking care of yourself, paying into the system, not relying on benefits and above all are happy do you HAVE to try and improve your lot, and if you try are there any guarantees that you will be any happier.
I am not saying that those on benefits should be happy with thier situation and I am pretty sure that the vast majority are not satisfied and would like to do better.
Not everyone has a mind for business, not everyone can achieve an intelligence level or educational level of everyone else and thank nature for that because if we could there would be nobody to do the lesser tasks for us.
That said I did not set out to dissprove thier opinions, I was merely pointing out that some people are happy being workers not managers or owners
Hey Stars,
I never at any point said I was perfect or a careers advisor either. I am successful as is my family and hopefully my daughter will be in the future. My gripe here is that instead of being able to pass on the maximum inheritance to her to ensure the best start in life and a debt free university education, some believe its ok I am taxed to give aid to people I have never met and have no sense of responsibility for.
Just a couple of points from your post though:
You stayed in a business sector that you knew was in decline for a decade? and presumably during that decade you were being paid in full and could have if you chose to, taken steps to ensure your future elsewhere and with a larger less likely to fold company?
See where i'm going with this again .... now the opportunity is gone and its every body else's fault including your ex boss and his new kitchen!
J
Quote by star
Th is trying to simplify a complex issue by blaming people who in reality have been given a right dose of hard anal.

I don't see TH saying that at all star.
What TH is saying, and I would agree with it whole heartedly, is that you need to take control of your life and turn negatives into positives rather than just accept - like so many do - the deal that has been handed to you.
I know you have said it before that you are unlikely to be welcomed with open arms at your local high street bank for a substantial loan without putting in some collateral of your own (which you probably don't have if you want to keep your house out of the equation) but there are other options to consider which may require thinking 'out of the box'.
No one said it was easy but if, as I thnk you have, many years of experience in a particular field which YOU can exploit (as opposed to you being exploited) you should go for it.
Of course, then, you'd be able to run that big expensive car and pay handsomely into that pension fund you believe all us (ex) businessmen possess wink
Quote by GnV
Th is trying to simplify a complex issue by blaming people who in reality have been given a right dose of hard anal.

I don't see TH saying that at all star.
What TH is saying, and I would agree with it wholeheartedly, is that you need to take control of your life and turn negatives into positives rather than just accept - like so many do - the deal that has been handed to you.
I know you have said it before that you are unlikely to be welcomed with open arms at your local high street bank for a substantial loan without putting in some collateral of your own (which you probably don't have if you want to keep your house out of the equation) but there are other options to consider which may require thinking 'out of the box'.
No one said it was easy but if, as I think you have, many years of experience in a particular field which YOU can exploit (as opposed to you being exploited) you should go for it.
Of course, then, you'd be able to run that big expensive car and pay handsomely into that pension fund you believe all us (ex) businessmen possess wink
Agree totally with the sentiments of GnV and Too Hot. Nobody will sort out your life for you, you have to be very radical sometimes to make it all work.
Page last updated at 20:26 CET, Thursday, 21 February 2013
'Bedroom tax' rules re-examined
The government argues that the changes will lead to fairer allocation of social housing
Welfare secretary Iain Duncan Smith has instructed officials to "look again" at how the bedroom tax will affect disabled people, the BBC has been told.
Under the plans, social housing tenants' benefits will reduce if their home has one or more spare bedrooms.
But charities have told the government that couples who could not share a bedroom because of a disability would be unfairly penalised.
Mr Duncan Smith said he understood the concerns.
He said he had has "already issued an instruction" to officials at the Department of Work and Pensions saying, "let's look at this again".
On Thursday the chief executives of seven charities - Carers UK, MS Society, Mencap, Macmillan Cancer Support, Disability Rights UK, Carers Trust and Contact a Family - wrote an open letter to Chancellor George Osborne and Mr Duncan Smith.
In it they expressed their concerns about the impact of the new policy on disabled people and families caring for disabled family members.
'Simply wrong'
Heléna Herklots, chief executive of Carers UK said the changes would hit families for whom an extra bedroom was essential.
"If you care full-time for a severely ill or disabled partner, their condition may mean a separate room for you to sleep is vital. Disabled children often cannot share with their brothers or sisters," she said.
"Hitting carers and disabled people with extra costs for this essential accommodation, or forcing them to move is simply wrong."
The charity said government figures showed the tax would affect 420,000 people. It said its analysis showed extra funding from government to provide "discretionary payments" to families hit by the policy would only protect 10% of the disabled people affected.
BBC Home Editor Mark Easton said Mr Duncan Smith recognised that one obstacle to changing the rules was how to identify people who might qualify for exemption.
However if a solution was found it might be in place before the charge is introduced in April, our correspondent reports.
Under the government's so-called "size criteria", families will be assessed for the number of bedrooms they actually need.
The change affects council tenants, and those renting from housing associations, of working age who receive housing benefit.
It does not affect claimants who rent in the private sector.
Tenants in social housing will have their benefit reduced by 14% if they have a spare bedroom or 25% if they have two or more extra rooms.
BBC © 2013
Every single borough up and down the land have an insignificant amount of small holdings. In other words 1 and 2 bed roomed properties are very scarce. So when a family with a 3 bed roomed property only need two bed rooms and they are told they will have to stump up extra money from their benefits to pay for that spare room,or are to be told to move to a smaller property. Where exactly are these smaller properties?
All this new tax will do is take even yet more money away from the very people who need it the most. These people will have no choices available to them,as in moving as there simply are not enough properties to go around. So these people already struggling financially on benefits will as from April have to make further cut backs to their heating or their food bill, to pay for the bed room tax that has been imposed on them.
Why is it always the poorest in society that get hammered the most?
Quote by starlightcouple
Why is it always the poorest in society that get hammered the most?

Because the richest make the rules and they don't give a flying fuck about the poor. Hear the screams about not being able to cope and being forced to move if the mansion tax ever arrives (not likely though).
Quote by northwest-cpl
Why is it always the poorest in society that get hammered the most?

Because the richest make the rules and they don't give a flying fuck about the poor. Hear the screams about not being able to cope and being forced to move if the mansion tax ever arrives (not likely though).
Aye N'westcpl you aint wrong
It does seem manifestly unfair to reduce the benefit of someone who has an extra room or rooms, is willing to move, but the council has nothing to offer?
Is this really the case?
Quote by Too Hot
It does seem manifestly unfair to reduce the benefit of someone who has an extra room or rooms, is willing to move, but the council has nothing to offer?
Is this really the case?

Left and right hands TH and unjointed Governance.
If I understand it correctly, one benefit is provided by the State, the other locally.
An unsympathetically controlled council is going to do its best not to offer anything suitable to maximise the impact and embarrassment to the Government.
I think a big point being missed in a lot of these debates on the internet is the use of the term 'benefits'. This is going to affect people who are working hard too. It isn't just the unemployed who receive housing benefit and occupy social housing. People who are working their backsides off on low wages rely on the housing benefit top ups/working tax credit/child tax credit. These are all classed as 'benefits'. I think the bedroom tax is ridiculous. The families that make the headlines in the scum papers that everyone sees as representative of unemployed wouldn't be affected anyway.. and the daily mail type 'dole dosser' is all media hype designed to turn us against each other so we fail to see the big picture. I strongly suggest looking up the facts on how much things like benefit fraud actually cost this country compared to government errors and tax avoidance. *HINT* you won't find the real figures in the daily rags!!
Quote by payne
I think a big point being missed in a lot of these debates on the internet is the use of the term 'benefits'. This is going to affect people who are working hard too. It isn't just the unemployed who receive housing benefit and occupy social housing. People who are working their backsides off on low wages rely on the housing benefit top ups/working tax credit/child tax credit. These are all classed as 'benefits'. I think the bedroom tax is ridiculous. The families that make the headlines in the scum papers that everyone sees as representative of unemployed wouldn't be affected anyway.. and the daily mail type 'dole dosser' is all media hype designed to turn us against each other so we fail to see the big picture. I strongly suggest looking up the facts on how much things like benefit fraud actually cost this country compared to government errors and tax avoidance. *HINT* you won't find the real figures in the daily rags!!

Yes and there are people on here and out there who think that anyone who gets benefits is a lazy scum bag, and a drain on them as they are a tax payer. Look and ye shall find.
Quote by starlightcouple
I think a big point being missed in a lot of these debates on the internet is the use of the term 'benefits'. This is going to affect people who are working hard too. It isn't just the unemployed who receive housing benefit and occupy social housing. People who are working their backsides off on low wages rely on the housing benefit top ups/working tax credit/child tax credit. These are all classed as 'benefits'. I think the bedroom tax is ridiculous. The families that make the headlines in the scum papers that everyone sees as representative of unemployed wouldn't be affected anyway.. and the daily mail type 'dole dosser' is all media hype designed to turn us against each other so we fail to see the big picture. I strongly suggest looking up the facts on how much things like benefit fraud actually cost this country compared to government errors and tax avoidance. *HINT* you won't find the real figures in the daily rags!!

Yes and there are people on here and out there who think that anyone who gets benefits is a lazy scum bag, and a drain on them as they are a tax payer. Look and ye shall find.
There is also a political party of the same viewpoint Star. They are called UKIP and if you don't think the bedroom tax is a big enough cut in benefits and we need to squeeze the poor and the needy even more - VOTE UKIP. They want even deeper and more savage cuts.
Quote by Too Hot
They want even deeper and more savage cuts.

Can you show me where they say that in their manifesto, as I have looked and cannot see anything. Also can you point me in the direction of where UKIP say this.
Quote by starlightcouple
They want even deeper and more savage cuts.

Can you show me where they say that in their manifesto, as I have looked and cannot see anything. Also can you point me in the direction of where UKIP say this.
Quote by TH in a different thread
Then I watched Question Time last night and Neil (ex toff) Hamilton now UKIP glamour boy told us how it would happen - more savage and quicker cuts were needed from the welfare budget.....

Quote by star in another thread last night
Sorry I did not see passion in Claire Perry last night, but what I did see is a loud mouthed rude and over bearing MP.

So it seems star watched the same program TH and when he asks "Also can you point me in the direction of where UKIP say this." he already has the answer rolleyes
Some people have such short memories :lol2:
Quote by GnV
They want even deeper and more savage cuts.

Can you show me where they say that in their manifesto, as I have looked and cannot see anything. Also can you point me in the direction of where UKIP say this.
Quote by TH in a different thread
Then I watched Question Time last night and Neil (ex toff) Hamilton now UKIP glamour boy told us how it would happen - more savage and quicker cuts were needed from the welfare budget.....

Quote by star in another thread last night
Sorry I did not see passion in Claire Perry last night, but what I did see is a loud mouthed rude and over bearing MP.

So it seems star watched the same program TH and when he asks "Also can you point me in the direction of where UKIP say this." he already has the answer rolleyes
Some people have such short memories :lol2:
He might have been to busy ogling her boobies. In an inappropriate manner wink rotflmao
Quote by starlightcouple
They want even deeper and more savage cuts.

Can you show me where they say that in their manifesto, as I have looked and cannot see anything. Also can you point me in the direction of where UKIP say this.
You were applauding Neil Hamilton but you never heard him say then "The Tories will make you believe they have made massive cuts by the way they are decisions have to be made?" These words came out of Neil Hamiltons mouth.
Star you know UKIP's policy and manifesto so well maybe you could educate me and tell me where they are making these harder decisions from, to cut back on the countries debts?
Quote by of star, minx
You were applauding Neil Hamilton

'Twas only cupboard love minxy. He didn't really mean it in that thread....
Or was it this one dunno
Quote by GnV
You were applauding Neil Hamilton

'Twas only cupboard love minxy. He didn't really mean it in that thread....
Or was it this one dunno
Or possibly this one worship
:therethere: Star
For all the supposed stuff Hamilton said on QT, where did UKIP finish yesterday? Ah right they beat the Tories into third place.
I get the picture here.......people don't like UKIP and would rather a clueless PM and an even more clueless Chancellor. Got it. wink
Quote by starlightcouple
For all the supposed stuff Hamilton said on QT, where did UKIP finish yesterday? Ah right they beat the Tories into third place.
I get the picture here.......people don't like UKIP and would rather a clueless PM and an even more clueless Chancellor. Got it. wink

Not at all Star. I said that I have wondered for a long time how UKIP were going to fund their policies especially as they are offering a 10% reduction in the top rate of income tax. Remember that the Tories have just dropped it from 50% to 40% and UKIP are planning a flat rate of 31% for everyone which includes NI contributions. That is a massive cut in my taxes and for really high earners it will be like Christmas come early every month.
The fact is that Neil Hamilton slipped out last night exactly how UKIP would pa for all their spending and tax cuts - by more tough austerity measures.
I (and others) are just wondering how you are squaring off virtually everything you hate:
Disgraced Politicians
Welfare cuts
Austerity
Benefit cuts
The rich not paying tax
And probably more
Against one tiny part of their policy which is an attack on immigration. Are you willing to compromise the things that are really important to you in order to see an attack on immigrants who have no effect on your day to day life at all?
It just seems strange to me (and others) that you will complain about right wing Tory policies and yet support an extreme right wing party that is essentially a party of extreme Tories. It doesn't add up Star that's all. You have empathy with the unemployed and welfare beneficiaries because you have been there and experienced it but you are willing to put that on one side to see an attack on something that has no effect on you?
Quote by Too Hot
Against one tiny part of their policy which is an attack on immigration. Are you willing to compromise the things that are really important to you in order to see an attack on immigrants who have no effect on your day to day life at all?

Seems I am TH. Sorry if that does not fit with others on here but tough basically.
Quote by Too Hot
It just seems strange to me (and others) that you will complain about right wing Tory policies and yet support an extreme right wing party that is essentially a party of extreme Tories. It doesn't add up Star that's all. You have empathy with the unemployed and welfare beneficiaries because you have been there and experienced it but you are willing to put that on one side to see an attack on something that has no effect on you?

Total crap and you know it. What a lot of scaremongering nonsense you talk at times TH. ' Extreme right wing ' ?? Next you will be saying they are linked to the Klu Klux Klan. They want to stop further immigration in the UK, many many people it is about time it was. When I read things you write on here I ask the question why are you still living here? In my eyes you dislike the people here and the benefit scroungers, as you stroll around in your 4x4 huffing and puffing. innocent
No effect on me? Speak for yourself. How can the introduction of over 6 million immigrants not have an effect on people living in the UK? They might not have any effect on people with money like yourself, but they sure as hell do impact on mine and others lives from where I live.
Does that make me a racist bigot then TH?? Oh dear. :sad: I shall just have to live with that fact then.
Use proper negotiating skills TH, and not Tory scaremongering tactics to get people to fall into line with your myths with regards to UKIP. :doh:
Why don't you just have the guts and just admit it is their immigration policies that stick in your throat, and stop pretending it's other things to try and confuse others. There were reasons why they pushed the Tories into second place, and there is you saying people are too thick to vote on Europe. Oh no they are much cleverer than that, as Thursdays by election has proved. Best get packing TH as UKIP are on the rise and you know it. Cameron ain't getting that majority in 2015 matey, maybe a Labour/ UKIP party in next. What a nightmare eh TH? I know a great place to get cheap suitcases from if your interested.
Not all on long term benefits are lazy scum bags but look and its easier to find those these days. I thankfully wont be affected by the bedroom tax but if you are in rented council owed accommodation.. can you really complain if the house owner decides if you have empty rooms to pay up?
Itd be interesting to find a comparable house to a council one and compare the monthly rental fees.
The ones that are lazy scumbags aren't a drain on the tax payer .. they are a drain on our country. Im currently working in real poor areas in the world and trust me .. if your online with a pc and have free money every week too .. your not even close to poor ... just needy it seems.
J
Quote by star about TH
I know a great place to get cheap suitcases from if your interested.

Not that rubbish Eastern European crap daghn the 'al Kent Rahd, surely star...
bolt
Quote by and then star
No effect on me? Speak for yourself. How can the introduction of over 6 million immigrants not have an effect on people living in the UK?

So then star, all those immigrants doing the jobs that are 'beneath' yer Mr Average, have not improved the quality of life of people in the UK?
Cleaning hospital toilets, sweeping the streets of the crap deposited by yer average Mr UK little englanders... The list goes on.
You'll send them all back and then and either live in third world squalor or roll your sleeves up and unblock public toilets yourself then dunno
Without immigrants the UK just wouldn't function.
Perhaps you should now do a worzel gummidge and stick a different head on your shoulders on this thread star.
No one will condemn you for doing so.
Yes flower, I'd like to know that too.
It will be most enlightening, if not entertaining as there's no 6 nations on this weekend....
But I do take issue with your suggestion 'straight from the horses (sic) mouth'
You, more than anyone on here, know just how intelligent horses are....
Quote by GnV
So then star, all those immigrants doing the jobs that are 'beneath' yer Mr Average, have not improved the quality of life of people in the UK?
Cleaning hospital toilets, sweeping the streets of the crap deposited by yer average Mr UK little englanders... The list goes on.
You'll send them all back and then and either live in third world squalor or roll your sleeves up and unblock public toilets yourself then dunno
Without immigrants the UK just wouldn't function.
Perhaps you should now do a worzel gummidge and stick a different head on your shoulders on this thread star.
No one will condemn you for doing so.

Where did you read all that nonsense from GnV? Plus how would you know living in France as you do as a foreigner eh?
Seeing as you come across on occasions as being a smarty pants, I wondered if you had the answer to a conundrum.
With 2.5 million people currently out of work, and only approximately jobs currently available, what would happen if all those jobs were filled? In other words what would happen to the other 1.9 million who had no jobs to apply for?
Quote by flower411
Well there it is ! The truth at last and straight from the horses mouth.

You really need to read the context of my reply and who it was aimed at. You really need to get out a bit more, as since being single you seem to wander from one internet chat room to another. Get yourself dsown the pub for a pint or two as sitting alone night after night is not good for you.
Quote by flower411
Just a bit of clarification needed.....where do you put UKIP in the political spectrum Star ?
You don`t see them as a far right party so I`d love to know where you think they stand.

It is not a far right party, it's not centre-right; its mainstream right is how many people describe it.
Now I am sorry but I do not want to answer or respond to any more of your replies, you wanna chat put it in a pm.