the last three months?
I don't think I'd make to the end of the first trimester.
lp
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How would you fare if you received your net salary as a lump
Sex God
Think I would manage no problem. In harder financial times I had to divvy our money into weekly amounts in order to make it through the month. In that circumstance I would just do the same and be disciplined.
I think there is a good lipnus test for this, its called December
A lot of people get paid early in December so they get their money when work breaks up or before Christmas. They then either spend it all on Christmas or go out on the lash. Come the third week in January no one has any money left :violin: as its been a longer month due to being paid early.
I always have money left in January, in fact I'd say I'm no worse than at any other time of the year. I hate being paid early cus I bought my pressies from Novembers pay plus the money I usually keep back from not paying council tax in February and March. I have no need to get paid early in December and leave it in the bank until the normal pay day.
So I guess I'd manage although getting paid it early would annoy me :lol:
I think there is a good lipnus test for this, its called December
A lot of people get paid early in December so they get their money when work breaks up or before Christmas. They then either spend it all on Christmas or go out on the lash. Come the third week in January no one has any money left :violin: as its been a longer month due to being paid early. I always have money left in January, in fact I'd say I'm no worse than at any other time of the year. I hate being paid early cus I bought my pressies from Novembers pay plus the money I usually keep back from not paying council tax in February and March. I have no need to get paid early in December and leave it in the bank until the normal pay day.
So I guess I'd manage although getting paid it early would annoy me :lol:
Quote by tweeky
Think I would manage no problem. In harder financial times I had to divvy our money into weekly amounts in order to make it through the month. In that circumstance I would just do the same and be disciplined.
If memory serves...... the tweekys not only manage, no problem. they divvy their money into weekly amounts, then hiding places around the home, and don't tell each other, then forget where it is! disciplined?????
Sex God
Quote by varca
Think I would manage no problem. In harder financial times I had to divvy our money into weekly amounts in order to make it through the month. In that circumstance I would just do the same and be disciplined.
I think there is a good lipnus test for this, its called December
I always have money left in January, in fact I'd say I'm no worse than at any other time of the year. I hate being paid early cus I bought my pressies from Novembers pay plus the money I usually keep back from not paying council tax in February and March. I have no need to get paid early in December and leave it in the bank until the normal pay day.
So I guess I'd manage although getting paid it early would annoy me :lol:
Tweeks, you are officially hired as my personal financial manager cum rubbish sorterouterer k? :thumbup:
I actually like the German salary payment method. They get paid 13 times a year I think, receiving slightly less for 12 months but then get an extra salary payment in December to cover Christmas expenditure.
Ive been paid like that by a firm in this country.. It does work well but you have to make sure you leave money in the account for Direct debits. At the moment I get paid every 26th and arrange all DD's to go out by the 30th which is easy. Being paid 13 times a year the pay date moves around the month so you have to be careful not to spend the £'s before the DD's go out.
Sex God
Quote by Nimbus
Think I would manage no problem. In harder financial times I had to divvy our money into weekly amounts in order to make it through the month. In that circumstance I would just do the same and be disciplined.
If memory serves...... the tweekys not only manage, no problem. they divvy their money into weekly amounts, then hiding places around the home, and don't tell each other, then forget where it is! disciplined?????
:haha:
Yes my memory is shocking. The money divvying was easy though as that was some time ago My Mother gave me my weekly amount
so that was it when it was gone it was gone. Thank God I dont have to do that any more! The memory's not just related to money! I found stuff round the house that I thought I had already sold on Ebay. We have just had a lot of building work done upstairs and consequently the room needed clearing out. I found two Sega Saturn consoles that I can not even remember the origins of :lol: In a kind of freaky way on one of them its like I have left a message to my future self as my name is written on the front of the box in big letters
i would like to think i would manage... the sensible person that i am BUT i know i am hopeless with money and so likely to splash out, particularly on a holiday as i love going away and then i would be working overtime to try and make ends meet the rest of the year......oh and go to my sisters to be fed lol
Sex God
If it was the way I was paid then I suppose you would have to adjust. I'd have to put it all in an account I couldn't access and transfer a monthly amount to myself though or yes, I think I would find it too tempting!
If it was the way we all got paid though I suppose we would just adapt.
If it was the way we all got paid though I suppose we would just adapt.
Sex God
I'd be ok I think. I would pay a couple of things up front that are cheaper that way (car insurance springs to mind). Then put the rest in as high interest savings as I could find - that lets me get it back out - inluding the full allowance in an ISA.
Then each month I would feed down 1/13th of the money to spend. I already have all my bills on direct debit - money comes in & money goes out.
Notice the clever bit? I use 12/13ths to pay bills and eat and that leaves 1/13 for Christmas.
That is assuming I can live on 12/13th of my salary. LOL
My work used to pay 4-weekly - it was great. The 13th payment covered Christmas without me having to save up.
We're also assuming we're getting this up front - not a year in hand. In that case, I'd be in the workhouse.
Then each month I would feed down 1/13th of the money to spend. I already have all my bills on direct debit - money comes in & money goes out.
Notice the clever bit? I use 12/13ths to pay bills and eat and that leaves 1/13 for Christmas.
That is assuming I can live on 12/13th of my salary. LOL
My work used to pay 4-weekly - it was great. The 13th payment covered Christmas without me having to save up.
We're also assuming we're getting this up front - not a year in hand. In that case, I'd be in the workhouse.
Sex God
Quote by TheLovelyOne
I'd fare really well by being crushingly, numbingly sensible!
There is NOTHING wrong with sensible. Or with keeping your receipts, or organising your food cupboard by date and having tins facing forward and all those other sensible things.
:D:D:D:D:D:D 
Sex God
Quote by Kaznkev
well the sum total of nowt is nowt,so id manage fine !
When i was working i would pay what needed to be paid then have fun with the rest,ahh those halycon childfree days!
...........wonders if she will ever return to not measuring money in units of childrens shoes?
^^^^ that made me giggle
My mum still does that. 'What? You paid how much for that dress?? ... you could have got 3 pairs of school shoes for that!" :lol2:i know , i wanted some fab thigh high boots and all i could think of was £90,thats 3 pairs of shoes!
....but you only have 3 pairs of shoes Kaz.
Oh if I got my life time wages, well I think I would be gone.
Sexlightened
I think i'd do brilliantly...
for the first two weeks....:P
for the first two weeks....:P
Sex God
Aside from the fact that it wouldn't really work as I work on commission which can vary from just my basic salary to being 4 times that, I guess that if it did change to be like this then we'd also change and start paying our mortgages and bils anually so that side of things wouldn't bother me. I know how much I need to put to one side a month for bills and how much I need approx for essentials like petrol and food so I'd make sure I had that put to one side for each month of the year and the rest is savings/fun money the same as it is now.
Although that said in the first few months I would probably decide that the Louboutins I've had my eye on were actually an essential :lol2:
Actually due to working on commission my pay get vary by about 15k (gross) in some years so knowing in advance what I had would be great
Although that said in the first few months I would probably decide that the Louboutins I've had my eye on were actually an essential :lol2:
Actually due to working on commission my pay get vary by about 15k (gross) in some years so knowing in advance what I had would be great
