I glimpsed over an article in today’s Metro, which explained that due to the police being overworked they have set an unofficial minimum value before they will investigate internet fraud. Basically if you get ripped off for less than a £1000 they don’t want to know.
So if you buy a new laptop online and get ripped off for £500 – tough!
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Internet Fraud
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Sex God
So the richer amongst us (those who can afford to buy expensive items thus raising the chance of getting stung for more than a grand) get better protection than the rest 
Sex God
Quote by Mr-Powers
So the richer amongst us (those who can afford to buy expensive items thus raising the chance of getting stung for more than a grand) get better protection than the rest
but hasn't that always been the way...even before the internet came along?
Quite possibly but now we have it in writing that the likes of me are not going to get the same level of protection as someone who can afford to buy the more expensive items...
Quote by Mallock2006
So the richer amongst us (those who can afford to buy expensive items thus raising the chance of getting stung for more than a grand) get better protection than the rest
Not at all - it means...
If you are going to rip people off, forget time-share deals and the big stuff. Just rip lots of people off for £500-£700 at a time and you'll be safe
Sex God
Quote by PoloLady
So the richer amongst us (those who can afford to buy expensive items thus raising the chance of getting stung for more than a grand) get better protection than the rest
Not at all - it means...
If you are going to rip people off, forget time-share deals and the big stuff. Just rip lots of people off for £500-£700 at a time and you'll be safe
So I was right then... :wink:
Quote by Mallock2006
So the richer amongst us (those who can afford to buy expensive items thus raising the chance of getting stung for more than a grand) get better protection than the rest
Not at all - it means...
If you are going to rip people off, forget time-share deals and the big stuff. Just rip lots of people off for £500-£700 at a time and you'll be safe
So I was right then... :wink:
Then you can afford to buy the expensive things and be protected
Sex God
Quote by Mallock2006
Quite possibly but now we have it in writing that the likes of me are not going to get the same level of protection as someone who can afford to buy the more expensive items...
Quote by PoloLady
I glimpsed over an article in today’s Metro, which explained that due to the police being overworked they have set an unofficial minimum value before they will investigate internet fraud. Basically if you get ripped off for less than a £1000 they don’t want to know.
So if you buy a new laptop online and get ripped off for £500 – tough!
I thought that using a credit card or something like paypal offered that protection anyway. Or are you talking about private sales?
Louise xx
Quote by louise_and_joe
I glimpsed over an article in today’s Metro, which explained that due to the police being overworked they have set an unofficial minimum value before they will investigate internet fraud. Basically if you get ripped off for less than a £1000 they don’t want to know.
So if you buy a new laptop online and get ripped off for £500 – tough!
I thought that using a credit card or something like paypal offered that protection anyway. Or are you talking about private sales?
Louise xx
If you check the article - ebay is not happy and ebay users have been told that the vaule of the fruad has not been enough for the police to be involved. It doesn't mention the payment method, but if ebay isn't happy I guess it includes credit cards and paypal
Sexpert
I thought that using a credit card or something like paypal offered that protection anyway. Or are you talking about private sales?
Louise xx
paypal won't help you i know from experience!Paypal can only get your money back if the account holder as money in the account!All they do is rip you off then empty the account...alas no refund
Louise xx
paypal won't help you i know from experience!Paypal can only get your money back if the account holder as money in the account!All they do is rip you off then empty the account...alas no refund
Sexpert
I thought that using a credit card or something like paypal offered that protection anyway. Or are you talking about private sales?
Louise xx
paypal won't help you i know from experience!Paypal can only get your money back if the account holder as money in the account!All they do is rip you off then empty the account...alas no refund
Louise xx
paypal won't help you i know from experience!Paypal can only get your money back if the account holder as money in the account!All they do is rip you off then empty the account...alas no refund
Sex God
Quote by redpantherman
Ask Bruce :P
Isn't this the reason why they said for the internet use a credit card when you have fraud protection as opposed to a debit card where you don't???
I think this is the case... but i am sure someone will put me right if it isn't
Master of Sex
Quote by fabio
Isn't this the reason why they said for the internet use a credit card when you have fraud protection as opposed to a debit card where you don't???
Yes you're right - always use a credit card for internet purchases if you're not 100% satisfied you'll get the goods.
If there are any problems you can ask the credit card company to intervene in the dispute (and most will put the disputed item onto a suspense account if asked, so you don't need to pay for it whilst it's being investigated).
For purchases under a lot of the companies simply write off the cost of the transaction because it's cheaper than doing a full investigation; they'll ask you to sign an indemnity form tho - they monitor "serial transaction disputers" so you can't use it as a regular excuse in an attempt to get away with not paying for things you've actually received.
And always remember to look for the padlock in your browser window before entering any personal details. That guarantees the information is encrypted.
I had some fraudulant charges made on my credit card a couple of years back. The bank took immediate action, cancelled/replaced my card, and credited the money back. They then went on to instigate their own investigation - all for $180!
Mini-hijack here.... I often wonder why, when we have to put a user name and password into SH, the site is not running under secure HTTPS? Especially significant in light of another thread debating people's need for privacy and the recent warnings about identity theft on social networking sites.
Quote by McrM4M-pvtOK
And always remember to look for the padlock in your browser window before entering any personal details. That guarantees the information is encrypted.
Mini-hijack here.... I often wonder why, when we have to put a user name and password into SH, the site is not running under secure HTTPS? Especially significant in light of another thread debating people's need for privacy and the recent warnings about identity theft on social networking sites.
Master of Sex
Quote by cu3b4ll
Mini-hijack here.... I often wonder why, when we have to put a user name and password into SH, the site is not running under secure HTTPS? Especially significant in light of another thread debating people's need for privacy and the recent warnings about identity theft on social networking sites.
My guess would be that as we don't put our full names, addresses or financial information into the general pages (or is anyone giving away their life history on here?), there's probably not much need for that level of security.
Setting up secure pages is an admin overhead that they can probably do without.
For peace of mind, when I buy stuff over the internet, I use a Cahoot "Web-Card". Cahoot are just another credit card company (but interest rate is about 10 or 11% - so better than most) Once you have an account you can apply for the Web-Card facility and this allows you to obtain, via the internet, a one-off credit card number with a very short expiry date and a credit limit which you can set (enough to cover goods and postage etc.) Once this "card" has been used, it can't be used again cos you've spent all the credit. So no-one can buy anything and charge it to you.
You can use it online or by phone. The only down-side is you can't use it for buying theatre tickets or similar, where you have to show your credit card when collecting them.
Another possibly awkward "feature", if you decide to send something back after the expiry date (usually the end of the following month) you may have a bit of trouble. One company I did this with tried to refund me and failed but when they tried again and lied about the expiry date it went through, so it can be got round.
Safe Buying Everyone!
You can use it online or by phone. The only down-side is you can't use it for buying theatre tickets or similar, where you have to show your credit card when collecting them.
Another possibly awkward "feature", if you decide to send something back after the expiry date (usually the end of the following month) you may have a bit of trouble. One company I did this with tried to refund me and failed but when they tried again and lied about the expiry date it went through, so it can be got round.
Safe Buying Everyone!
Sexlightened
I have worked in the fraud field (not internet based though) and a general rule applies in that where there is money to be made people will find a way of stealing it. The internet is always open to abuse as all the details are held in what when 'hacked' into is a public domain and in that any unsavoury soul anywhere in the world can offer you something but not supply it once they have your cash. There is not a foolproof system.
The best bet is not to use the internet for financial transactions!
The best bet is not to use the internet for financial transactions!
Sex God
The best bet is trade with those you know, or someone that you trust knows. It is the same in the real world. The difference is in the real world you can see the guy is trading from a table in a pub. On the inter-net you have no idea!
Be careful out there.
Be careful out there.
