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Paying for care home fees

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Can anyone explain in plain English, what type of care has to be paid for by the resident, and what type is paid for by the NHS?
Or is it not as simple as that?
as far as I'm aware, all of the basic 'personal care' needs for an individual should probably be paid for by the state. All of the other stuff... accomodation and the 'frills' that come with it, will have to be heavily subsidised by the individual. Unless of course thay have no apparent means of contributing on thier own.
It's nowhere near that simple I know, and lot will depend on the level of care required, medical history and potential/apparent complications etc.
actually, I probably shouldnt have posted any of that, as I'm assuming that this residential care for the elederly?
Many individuals may be in reciept of benefits already to assist in thier daily lives... and of course these would all be considered when a care package was being put together.
not my field Im afraid. But it's too late now... my fingers have run away with me.
the website may be able to offer some insight or point you to places that can.
I'm ninety five you know
lp
Thanks both. I'm in receipt of a £40, care bill, which Age Concern tell me does not have to be paid because the elderly person was receiving full nursing care on a daily basis, in her care home.
But my local authority are saying that because she wasn't assessed as needing full nursing care, she doesn't qualify for funding.
Age Concern have sent me a booklet - but it's 34 pages long and very hard to understand.
I'm going round in circles.
Stick to your guns Chezza... the Authority are talking pish & bollocks.
This sounds like an administrational nonsence where an Aye hasn't been dotted and a Tee not crossed.
The fact is, the person HAS been funded, and consequently should continue to recieve such funding.
Should the person need Care in an estiblishment as mentioned, they would be removing that persons already qualified and established right to dignity, respect and individual lifechoice in care.
(one of the basic tennets driving all forms support & care today. It's the Law)
lp
I had major issues with an aunt and ended up having to pay £28000 to the local authority and a further £11000 to the taxman as they had been paying her a pension credit. This was ruled as being not appropriate as she had a small annuity which she got for signing over 25% of the equity in her house. It's crazy because her weekly outgoings at her own house were in the region of £150/week when she went into residential care her outgoings went up to £600/week.
As far as I recall eligibility was means tested and it varies by local authority. In South Wales it was something like if you had more than £12000 in assets ...including cash, bank accounts and the value of your house (if you have any equity in it), then you have to fund your own care(and they can force you to sell the house to meet the debt).
Finding out the appropriate information is a nightmare as it is not easily gleaned without experienced help.I am a reasonably intelligent guy but struggled woefully to find or understand the rules.
Age concern or citizens advice would be my advice ....you could hire an experienced solicitor ...but if like me because you own a house you are denied legal aid and the alternative of failing and being left to pay your own costs is far to terrifying to consider this route.
Best of luck I hope you fare better than I did.