i was nineteen and live in the bottom flat of a block of four, i am a crossdreser who loves to wear panties stockings etc in private,but do allways wear stockings suspenders n panties under my normal trousers for work. i had started helping the guy in the flat above,he had been in an auto accident and was confined to a wheelchair,so i used to run errands and do odd jobs around his flat,change light bulbs,tidy up etc.after i had done anything for him,we used to sit and chat and have coffee,just general conversation and then id leave.. all this changed when one day i offered to hang a new pair of curiains for him,the steps i was using werent quite high enough for me to reach the curtain pole causing me to stretch,and,unknown to me i unwittingly was showing the top of my frilly suspender belt wich he saw but said nothing.the next time i went to help him i noticed a few things i had never seen before,sex mags of transvestites and she males that had obviously been left out for me to see.again nothing was said and our coffee chat was normal. then one day,our chat was different,he asked me what i thought about guys who liked to wear ladies underwear and did i know anyone who did, i felt my self going red and told him i was cool about anyone who did and noticed he was getting a hard on,i myself was getting aroused,i had wanked off dozens of times wearing panties,but it was my secret and as far as i knew no one else new.any way, the chat got more erotic and i got hornier,he was now making no effort to hide the fact that he had a hard on,rubbing himself,he asked me to stand beside him and took his cock out,took my hand and placed on his throbbing cock,i started to wank him but he stopped me and asked me to drop my trousers,i was a bit shy to do so,yet my throbbing cock got the better of me so i stood before him in my undies,he gazed at my panties and slowly took them down enough so he could suck me and finger my hole.then he got them of me, turned me round and pulled me on to his dick,forcing the tip up my man cunt,then further n further till he was in fully and fucking me,it hurt at first but i was loving it ,loved it till i felt him shoot his spunk up me,his strong hands held me where i was,and with his dick still up me,he reached round and wanked me off. i went for more many times after that untill i moved out of the area..