Liz and I have been together for years. One thing I have never been able to get out of her is how she lost her virginity, she has always changed the subject, acted embarrassed, or just plain refused to answer. After a few drinks the other day she finally agreed to tell me. Liz was quite a lippy teenager, quite developed at an early age if that makes sense, although not naive by any means she had clung to her virginity until well after her 18th birthday. She admits to being quite flirty even back then. Throughout her school and then college years her walk home form the bus took her past a retired friend of the family's called Bill. Bill was well into his sixties, but apparently had always kept himself very fit. Bill was often in his garden and usually Liz and he exchanged a few words as she walked past. Over the years the banter grew more flirty, always innocent but gradually ever so slightly less so. The summer after her 18th birthday one Friday Liz had made some remark on her way to college that had provoked Bill into saying that she was not too old to go over his knee, Liz countered this with a remark that he would have to catch her first! Liz thought nothing of it, but on her way home from college that afternoon Bill was waiting for her. He asked her in on the pretext that he had something he wanted her to take home to her mum. Liz couldn't see the harm and followed Bill inside. Once behind closed doors, Bill turned to her and said, 'Liz over the years you have been getting cheekier and cheekier with me, I am going to teach you a lesson!' Liz was pretty sure he was joking so decided she would play along with it, and meekly followed her into his living room. Bill sat on a very upright chair and beckoned Liz over. Liz was a little scared now but sort of realised that she had perhaps been a bit too cheeky with him, sort of felt she did deserve a punishment, and also realised that something inside her wanted what she feared might be coming. He bent liz over his lap and proceeded to spank her through her ra-ra skirt. Liz squealed as he did so, and wriggled on Bill's lap, the smacking stung but also aroused her. Bill became bolder and lifted her skirt, spanking her pantied bottom. This hurt Liz some more and also excited her more, and by now she was aware that Bill's intentions were not entirely to punish her as she could feel his erection pressing into her tummy as she squirmed on his lap. Bill eased Liz's knickers down and started to spank her bare bottom, each time his hand struck her bum it lingered a little while and each time a finger dipped lower and lower between her legs. Liz was hugely aroused now as was Bill. Liz parted her legs and Bill let one or two blows land on her very wet virgin pussy. Liz remembers realising that this was very wrong, but also remembers how aroused she was, how she felt totally ready to be deflowered and desperately hoped that Bill would release his erection and take her. One thing led to another and before too long Bill was climbing out of his trousers. Liz remembers being slightly scared by the sight of his angry knob, but at the same time hungry to have it inside her. Bill must have planned things as he had a condom to hand which he deftly put on before leading her to the sofa where he gently took her virginity. They both came quite quickly. Afterwards they were both terribly embarrassed and Liz quickly dressed and went home. She knew what had happened although legal was probably quite wrong, she decided to tell nobody. All weekend she couldn't help thinking about it, and when she saw Bill next, she listened to him apologise and explain how it shouldn't have happened. Liz reassured him that she had really enjoyed it and would like to experience more! That Summer Liz was a fairly frequent visitor to Bill's place, and there is no doubt there sessions have left a lasting impression on Liz! NB NAMES HAVE BEEN CHANGED TO PROTECT THE NOT TOTALLY INNOCENT!