We had bought our first house, a modern terraced 3bed with a garden looking out over farmland. I was 25, my wife Carole 24. We quickly got to know our neighbours, particularly another couple about our age who lived a few doors up from us. They were Gordon and Rose . He was a sports fanatic, I would see him set off to work in the morning on his racing bike, clad in lycra. he played a different sport after work most nights, and did bike road racing at the weekends. Rose was rounded, plain looking, wore old fashioned glasses, you would think she was a librarian. Carole and Rose got quite pally, I had little in common with Gordon. A hot Saturday in summer, late morning, I was sunbathing in the garden. Carole was chatting to someone on the phone. The call ended and Carole said that Rose was on her way round for lunch. There was an alley that ran along the back of our gardens, for the dustmen. A couple of minutes later Rose came through our gate wearing a flowery print frock that looked thirty years out of date. Carole had set up two more sun loungers . To my surprise Rose stepped out of her frock revealing a large bikini beneath, sat down on a sunlounger and removed her bikini top. Carole has very small boobs, 32 A I think. Rose had generous and firm breasts, a treat to look at. Carole came out of our house with a tray of cold drinks for us, she sat on the third lounger and took off her top as well. One of the reasons we liked this house was the privacy of the garden. The girls were chatting away, I was trying to read a book. At 1pm the girls put on their tops and went into the house to prepare lunch. It was a nice salad which we ate on the terrace, Rose and I had a glass of rose wine. Carole was a nurse and she does not drink before work. She was on late shift that day. At 3pm Carole went to start getting ready for work, Rose said goodbye and went off out the gate. About 10 minutes after Carole had left for work Rose came back through the gate, wearing the same frock , carrying a large bag. She came over to me, took off the frock and her bikini top and sat down again. She said something like wanting to take full advantage of the sun. She handed me a large envelope that she had taken out of her bag, saying have a look at those. She was applying sun cream to her breasts which made my cock start to harden. In the envelope were some large black and white photos of her when she was younger in various hot poses. I asked who had taken them, she said an ex boyfriend. I could not hide my bulging shorts, and Rose was looking straight at it. You like them, don't you , she asked. I could not say no. Next she said she would like to watch me wanking off while looking at her photos. I said OK, but only if she played with herself at the same time. She moved her sun lounger so she was in front of me, slipped off her bikini bottoms, spread her legs and started fingering her hairy pussy. I wriggled out of my shorts, spread her photos around me and set to slowly bringing my cock up to rigid. This was Roses game being played to slightly different rules, and she liked it. I pretended to look at her photos but mainly I was looking at her rubbing her clit with one hand and fingering her hole with the other. She was the first to cum ,quietly emitting sighs of pleasure. Then she relaxed and watched me. I was nearly there, but I wanted to change the rules again. I stood up and put my cock near her breasts, and within seconds my first spurt splashed across her left tit and nipple . I changed aim in time for my second spurt to land on her right nipple, and my third spurt went into her cleavage. I squeezed the last drops out of my pipe onto my fingers and spread it onto the top of her boobs. We sat there not saying much, she was rubbing my spunk over her breasts like it was sun cream. Ten minutes later , time that I had spent enjoying looking at Roses full figure, my cock was swelling again. I took up her pictures and started playing with my cock again. I asked if her pussy was wet, she answered would I like to feel for myself. I moved into a position to be able to finger her pussy, and she started playing with my cock. I asked when Gordon would be home, she said pretty soon so we had better make it quick. Clearly Rose liked what I was doing to her because she pretty soon went into a loud orgasm. The next thing was very unexpected, she turned over on to her front and asked me to cum over her arse. That made me hornier than I had been for a long time , so as I felt my cock about to shoot I pushed it down towards her anus. Bulls eye , spunk exactly where I had wanted it to be. Rose was very efficient about wiping herself clean on her towel, gathering up the photos, getting dressed and ready to leave. Off she went , calling back to me that we could do it again soon if I wanted.